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Quentin

Cancellation Cover

3 posts in this topic

We have a travel insurance policy through our bank which provides cancellation cover up to £5000 per person. This is adequate for our normal European cruising, however  we are considering a cruise to Australia / New Zealand.  The cost for cruise plus hotels and business class flights comes to £6750 per person.  I have looked at a single trip policy which would provide that level of cancellation cover, but due to age and pre existing conditions  the premium is a ridulous amount. Does any one know the legal situation of whether our current policy would stilcover us for the £5000 limited? we  would therefore  be prepared to lose £1750 per person.  Has anyone had any previous experience of this situation?  I stress we would only be cancelling due to death of a close relative or death or illness of our selves.

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A friend recently lost her husband and found herself in a similar predicament, their cruise had exceeded the £5k pp insurance cover but they had been prepared to lose the difference in the event of cancelling ( none of us expect to have to do we ) 

 

All I can tell you is her particular insurers ( Aviva ) paid out in full up to the £5k pp limit, I would assume most insurance companies would do the same but always best to check with them first.

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